Checking
Checking Accounts
At First Digital, you can choose the checking account that best fits your needs.
If you would like:
- Free unlimited Bill Pay – We have the E-Checking or E-Checking Plus account
- Free ATM usage* – We have the E-Checking or E-Checking Plus account
- Free E-Statements – We have the E-Checking or E-Checking Plus account
- Free unlimited check writing – We have the Basic Checking and Checking Plus account
- Accounts that pay dividends – We have the Checking Plus or E-Checking Plus account
Basic Checking
Features include:
- Non-interest checking with no monthly service fee
- No minimum balance requirement
- 3 free non-First Digital/non-CO-OP ATM transactions/month*
- Free access to online and mobile banking, including remote deposit
- Federally insured by the NCUA up to $250,000
* All members may pay a surcharge by the ATM proprietor when they use a non-First Digital or non-CO-OP ATM.
E-Checking
Features include:
- Non-interest checking with no monthly service fee
- No minimum balance requirement
- Free unlimited Bill Pay
- Free ATM transactions*
- Free access to online and mobile banking, including remote deposit
- $.25 check clearing fee per check (1st 10 checks free/month)
- E-Statements required
- Federally insured by the NCUA up to $250,000
* All members may pay a surcharge by the ATM proprietor when they use a non-First Digital or non-CO-OP ATM.
Checking Plus
Features include:
- $5.00 monthly service charge when average balance drops below $500
- 3 free non-First Digital/non-CO-OP ATM transactions/month*
- Free access to online and mobile banking, including remote deposit
- Federally insured by the NCUA up to $250,000
* All members may pay a surcharge by the ATM proprietor when they use a non-First Digital or non-CO-OP ATM.
E-Checking Plus
Features include:
- $5.00 monthly service charge when average balance drops below $500
- Free unlimited Bill Pay
- Free ATM transactions*
- Free access to online and mobile banking, including remote deposit
- $.25 check clearing fee per check (1st 10 checks free/month)
- E-Statements required
- Federally insured by the NCUA up to $250,000
* All members may pay a surcharge by the ATM proprietor when they use a non-First Digital or non-CO-OP ATM.